Halloween Safety Tips

One surefire sign that fall has arrived is the sudden appearance of ghouls, ghosts, and goblins.  Halloween is second only to Christmas in the amount of money Americans spend on decorations.  Indeed, Americans of all ages love to celebrate Halloween.

Although it is a festive time of year, it is nonetheless important to be aware of potential dangers on your property and in your home.  With so many witches and skeletons knocking on your door, it is important to minimize the chance of something truly frightening: a claim.

Be Aware of Nighttime Dangers

With reduced visibility at night, it is important to be aware of some issues that may arise on your property.

-Make sure walkways are clear of debris and have any danger spots such as holes or exposed roots clearly marked.

- Check your property during the day to minimize potential dangers and avoid tripping hazards such as extension cords.

- Keep your entry way, walk way, and front yard are well-lit.

Keep Your Haunted House Scary, Not Dangerous

Hosting a haunted house is a great way to have fun with your neighbors and give their children nightmares.  Nevertheless, some common-sense tips can go a long way towards making your event enjoyable and safe.

-Be careful when inviting the neighborhood in to your home. 

-Keep exits clear and well-lit to prevent tripping.

-If charging admission, keep in mind that this could be considered a business activity.  Consult your insurance agent to be certain you have proper coverage.

Place Your Decorations Wisely

There is nothing spookier than a well-placed skeleton or a life-sized Frankenstein.  Depending on where they are placed, however, certain decorations can become hazardous.

-Consider traffic flow when setting up decorations.  Place them in areas where they are unlikely to create a tripping hazard or get blown away.

-Take caution to avoid overloading electrical outlets when plugging in your scary electronic decorations.

-Always follow the manufacturer's instructions to avoid injury to guests or damage to your home.

Spooky Lighting Tips

-When possible, consider LED lighting or battery-operated candles as a safe alternative to traditional candles.

-Avoid draping costumes or other fabrics over light bulbs to reduce the risk of fire.

Don't Be Spooked by the Risks!

-Speak with your local insurance agent to make sure you are properly covered. 

-Consider an umbrella policy that could provide extra coverage in the case of an accident.

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